Non-fault accident guides & videos
Read it or watch it. Plain-English answers to the questions people ask us most after a road accident.
Our guides explain what happens after an accident that wasn't your fault, from the scene of the accident to getting your money back. Most come with a short video, and every video has a written version. Each guide is reviewed by NJS Law's solicitors.
Written by Jack Scott · Reviewed by [SOLICITOR NAME], NJS Law · Last reviewed [DATE]
What to do after a non-fault car accident
Everything in one place, from the scene of the accident to getting your money back.
- What counts as a non-fault accident
- What to do at the scene
- Do you need your own insurer?
- Getting your car repaired
- Replacement vehicles and credit hire
- If your car is written off
- If you've been injured
- Uninsured and untraced drivers
- How to get started
Browse by topic
Every guide can be read in a few minutes. Look for the play button to find the ones with a video.
After the accident
What to do at the scene of a car accident
The steps that protect you and your claim.
2:00After the accidentDo I have to claim through my own insurer?
Why telling your insurer isn't the same as claiming.
2:00After the accidentHit by an uninsured driver, or one who drove off?
Why reporting quickly matters for an MIB claim.
Your vehicle
Courtesy car or credit hire: what's the difference?
What each one means for cost, cover and your no-claims.
2:00Your vehicleWhat happens if my car is written off?
How pre-accident value is worked out, and how to challenge it.
1:30Your vehicleCan I choose my own garage?
Your rights when your car needs repairing.
Injuries
Costs and insurance
How to get your excess back
Recovering your excess from the at-fault insurer.
Costs and insuranceWill a non-fault accident affect my no-claims bonus?
What usually happens, and what to check.
Costs and insuranceClaiming lost earnings after an accident
Including if you're self-employed.
Can't find your answer?
Tell us what happened and we'll explain your options. There's no obligation to go ahead.
Every claim is different. Repairs and replacement vehicles are provided by independent companies we work with, and we'll tell you about any arrangement with them before you agree to anything.